Insurance

Why do I need Life Insurance? How much? What type?

Sandra was the youngest of four children when her father suffered a tragedy at age 56. There was no insurance and all was lost.

The most important reason to have life insurance is to help protect your loved ones’ financial future. Having the proper coverage will make a difference in the quality of life for the ones you love. Upon your death, life insurance will usually provide your beneficiaries with a tax-free amount to help take care of things, such as:

Paying off debt, loans, mortgages etc.
Paying for your childrens’ education
Covering funeral costs
Providing for day to day expenses
Replacing your income

As to how much coverage to have, that’s where we come in.

Below we have attached a video, along with an interactive quick quote tool that is a life insurance calculator. It will give you an indication, online, as to what kind of insurance might be right for your particular situation in advance of meeting.

SMART TALK... about insurance | Sandra Mews and Associates Inc

INFOclip: Building Lifetime Protection | Sandra Mews and Associates Inc

Get a Quote | Sandra Mews and Associates Inc

As independent brokers, we search the market to find you the right coverage—at the best price.

Living Benefits

One of our biggest assets is our ability to earn income well into the future. If there were no income, how would that affect you, your family and your quality of life? Disability insurance will help secure your income when you cannot work. With disability coverage, you can rest assured that in the event you are not able to work, you would receive a regular monthly income to assist you. Critical Illness provides a lump sum upon diagnosis; such as heart attack, stroke, and cancer. Future Health Care Strategies include homecare/long term care coverage to protect you in your later years. Click on video and links below for more information.

SMART TALK... about living benefits | Sandra Mews and Associates Inc

Critical Illness Insurance… It Just Makes Sense | Sandra Mews and Associates Inc

Life Insurance as an Asset Class

When structured properly, life insurance can be a powerful tool for both tax planning and conservative investing. To learn more click the article below.

Have You Considered Life Insurance as an Asset Class? | Sandra Mews and Associates Inc